Only an approved third party or an intermediary (such as the CAB) can apply online for a debt relief order on your behalf. Debt relief orders are granted by the Insolvency Service and administered by the Official Receiver. The register is open to the public and your name and address will remain on the register for fifteen months. It might be an idea to google ‘Debt Relief Order’ and check the criteria before getting your hopes up, as they are strict.
There is a cost of £90 to apply for a debt relief order. This fee must be paid in cash at a Payzone outlet. You can spread the cost over a six month period but the Official Receiver will not consider your application until the £90 fee has been paid in full.
Once you have paid the fee and sent your application, the Official Receiver can make a debt relief order, providing you meet all the conditions. (It is important to note that it is an offence to give false or misleading information on your application.)
When your debt relief order has been granted, you do not have to pay any of the creditors listed on the order. Your creditors will be informed about the debt relief order and they cannot take any action against you.