If you call the County Court where you went bankrupt, they will tell you what they charge to provide a certificate of discharge. Once you have this, it would be best to send copies to the credit reference agencies as they don’t automatically update credit files.
This would be the first step in restoring your credit rating. The next step might include obtaining an ‘impaired credit rating credit card’ (Lumus.co.uk, Capital One) and making / paying small transactions, month after month. Certain broadband providers, such as Virginmedia, also set up contract arrangements on your credit file and record payments made.
Feel free to call us on 01425 600129 or 07479 739139 / 07894 481175 with any further bankruptcy questions or for bankruptcy help.