The short answer to this is ‘Probably Not’ as BTL properties do not get the same protection as the main residence or marital home in bankruptcy. This would especially be the case if there was equity in the property, as the Official Receiver / Trustee would use this to offset costs and distribute among your creditors.
The main residence or marital home on the other hand does receive protection, especially if there is no or marginal equity. In these circumstances it is most unlikely that the property would be lost, provided mortgage payments were maintained.
‘Will I be able to keep my Buy to Let properties in bankruptcy’ is just one of hundreds of questions we’ve answered over the years, but feel free to call us on 01425 600129 if you need to know more or need bankruptcy help. We are here to help.