Yes, but certain banks are more approachable than others. Barclays has a basic ‘cash’ bank account which offers a chip and pin card so you can at least pay for things in a shop, while the Cooperative offers a ‘Cashminder’ current account which again has a chip and pin card, though there is a monthly charge associated with this account. It would be a good idea to get one of the ‘credit repair’ credit cards as soon as possible (Lumus / Capital One), as regular small purchases and payments will help restore your credit rating over a period of time.
Bankruptcy UK offers bankruptcy help across the board, including dealing with creditors like HMRC, completing the all-important Income and Expenditure and professional submission of the application online. Call us on 01425 600129 or 0800 5977 977 for a chat about your circumstances.