Our agents are on hand to speak to you 7 days a week.
01425 600129 enquiries@bankruptcy.co.uk




Bankruptcy is often viewed as the fastest and cleanest way out of unmanageable debt. Our team will quickly identify what the problem areas there are that are surrounding or clouding you. We will understand quickly how you have ended up in the position that you are in. And we will work decisively to discussing solutions that you can consider actioning.

Our clients are totally varied. Our skill set allows to procure solutions no matter how complex they appear to be.

Our team is available for calls from: 8AM to 10PM for your convenience:


When you have realised that your financial position has become unmanageable and you need help then it is likely that you will seek assistance. It may be that you have sought assistance before that has lead you into an IVA or debt management plan that hasn’t worked out for you.

We will identify with  you are and understand whats going on around you that is causing the problems. We can discuss information that allows you to choose an immediate solution.

Finances can get complicated but the first question you need to ask yourself is; ‘What is there to lose in the event of bankruptcy?’

Once we know exactly what is at stake we can discus a strategy to manage, contain and control the situation along with a process to get you to the safest position available.

Bankruptcy lasts for 12 months usually. We say ‘usually’ because if you don’t cooperate with the Official Receiver or have hidden assets and bank accounts, then you might be subject to a  bankruptcy suspension or Bankruptcy Restriction Order. We provide a full administration service that ensures that your application is completed correctly and the income and expenditure shows you in the best possible light. The incorrect completion of the income and expenditure is where many people who manage the service themselves fall into difficulty and end up contributing towards an Income Payments Agreement (IPA) for three years.

Our team provides you with a full understanding of your circumstances and will provide you with the information you need to make an informed decision.

The approach can be a daunting prospect for many people. This being the case there are solutions and adjustments that can be made to get through difficult and challenging times.

Bankruptcy is a civil procedure that lasts for 12 months. In order to be made bankrupt, the bankruptcy Adjudicator (it is no longer a Judge) will have to issue an order against you.  This can be a way of clearing debts you can’t pay. It can either be done at your own request or at the request of your creditors or an IP (insolvency practitioner).  Bankruptcy may be an appropriate solution for someone with substantial debt, who has a modest income and no assets.  At the end of the bankruptcy period, most debts are cancelled.

Bankruptcy discharges a person from overwhelming debt and provides them with a fresh start. In fact, the Insolvency Service feels so strongly about giving people a Fresh Start that it is actually mentioned in their Technical Manual. Anyone can enter into bankruptcy, including individual members of a partnership.  If you are a company or a partnership business, then the insolvency procedures are slightly different.  The decision to file for bankruptcy is often not easy and this is why companies like our exist – to provide impartial guidance at a difficult time.

We suggest you read through all of the information on this website then call us on 01425 600129 with more specific questions, which should enable you to make an informed decision.


Bankruptcy UK-Debt Solution Bankruptcy Experts

Bankruptcy UK-Debt Solution Bankruptcy Experts