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Uncategorized Archives - Bankruptcy UK



Online Bankruptcy Service

Online Bankruptcy Service

At Bankruptcy UK we will quickly provide a solution for your particular circumstances. Although we do not offer direct advice, we will provide you with more than enough information to make an informed decision.

It is our view that people often make better decisions when presented with impartial information, rather than being told what to do. After all, many of us would hardly have taken financial products had we been given all the information we required upfront. The truth is many of these financial services were sold by advisers based solely on what was most profitable for the company and not what was in the best interests of the client.

Bankruptcy.co.uk will assist all parties, from private individuals to self employed sole traders and business owners. Unlike other debt solution providers, we provide assistance across the board and are not restricted to any particular part of the market.

Due to regulation changes that took place on 6th April 2016 you no longer have to attend court for bankruptcy. The bankruptcy process is now conducted online. If you are looking for help and assistance or simply want some information, call our helpline.

If you cannot afford the bankruptcy fees, we can provide you with access to 48 charities and businesses that could provide you with financial assistance.

Our online bankruptcy service will relieve you of the pressure of having to tackle the online application, which in many cases is designed to trick the applicant. Remember, one of the objectives of the Official Receiver is to place you in an Income Payments Agreement and mistakes made on the application – and particularly the income and expenditure – could cost you dearly.

Bankruptcy UK offers bankruptcy help across the board and will submit your application online. Court appearances for bankruptcy are no longer required. Feel free to call us on 01425 600129 for a chat about your circumstances.

Help with Bankruptcy Fees

At Bankruptcy UK we do our best to help those people who are looking for a solution to their debt problems. We can provide you with links to 48 debt help charities which in many cases will help with these costs.

Many people delay calling us for help as they can’t find the £680 bankruptcy fee. We have found that most individuals have been conditioned to being in some kind of debt solution. It may be that the first step was a debt management plan, followed by an IVA, but at bankruptcy.co.uk we see through it all.

The Insolvency Industry has seen many regulation changes over the last 10-15 years following the Insolvency Act 1986 when the industry first became regulated. But the bottom line is that there has been an abuse of process that has been applied by many companies engaged in dealing with peoples debts. Knowing who you can trust in this sector can be hit and miss.

Only you, the client, can make a decision based on whether you feel an adviser has been ‘upfront’ with you and provided enough impartial information to make an informed decision.


Our services consist of:

1. Pre Bankruptcy Consultation. This is a series of questions and answers designed to help us understand your circumstances and whether bankruptcy or some other debt solution is the way forward.
2. Fully detailed Income Expenditure and history and background, which provides us with a detailed account of who you are and how you have ended up in your present position.
3. You will be provided with access to all the private organisations that provide the fees to enable a person to enter bankruptcy but who simply can’t afford the fees.

If you are looking for help with bankruptcy fees then call our information helpline 7 days a week to speak with a specialist debt consultant.

Bank Workers Charity – www.bwcharity.org.uk.
British Boxing Board of Control charitable Trust – www.bbbofc.com.
Ben – www.ben.org.uk.
British Gas – https://bget.app.charisgrants.com.
Boots Benevolent Fund – opencharities.org/charities/1046559.
Bordan Charity – www.blhcharity.co.uk.
Charis – www.charisgrants.com.
Charity for Civil Servants – www.foryoubyyou.org.uk.
Chesham Sick Poor Fund – www.charitychoice.co.uk/chesham-sick-poor-fund-
Dibs charitable trust – Fax: 0148 471 8647.
Eaton fund – www.eaton-fund.co.uk.
East Surrey Domestic Abuse Services – www.esdas.org.uk.
EDF Energy Trust Fund – www.edfenergytrust.org.uk.
Electrical Industries Charity – www.electricalcharity.org.
Elizabeth Finn – www.turn2us.org.uk/default.aspx.
Griffin Club – www.charitychoice.co.uk/the-griffin-club-55607.
Grocery Aid – www.groceryaid.org.uk.
Hair and Beauty Benevolent Fund – www.habb.org.
Hospitality Action – www.hospitalityaction.org.uk.
Iver Heath Sick Poor Fund –
Joseph Rowntree Foundation – www.jrf.org.uk.
Lions Clubs – lionsclubs.co.
Lighthouse Benevolent Fund (construction industry and related trades) –
Matthew Trust (mental health) – www.matthewtrust.org/master.htm.
Miners Benevolent Fund – ciswo.org.
Perennial (Horticulture) – www.perennial.org.uk.
Railway Benefit fund – railwaybenefitfund.org.uk.
Rainy Day Trust – www.rainydaytrust.org.uk.
Retail Trust – www.retailtrust.org.uk.
Roland Hill Fund – www.rowlandhillfund.org.
Rope Trust – www.rope.org.uk.
Royal British Legion (and SSAFA) – www.britishlegion.org.uk.
Sail – sailine.org.uk.
Society for the assistance of Ladies in Reduced circumstances –
Southern Water – www.southernwater.co.uk.
Thames Water – www.thameswater.co.uk.
Unison – www.unison.org.uk/.
United Utilities – www.unitedutilities.com.
Vicar’s Relief Fund – charity.stmartin-in-the-fields.org/grants.
Watford Health Trust (residents of Borough of Watford) –
Hospitality Action – www.hospitalityaction.org.uk.

Bankruptcy UK specialises in taking people through the bankruptcy process and submitting bankruptcy applications online. Court appearances are no longer required for bankruptcy. Call us for an informal chat about your circumstances on 01425 600129.


Personal Debt Helpline

Personal Debt Helpline

Personal Debt Helpline lost its trading licence, meaning that up to 17,000 clients paying into their Debt Management Plans have been taken over by a rival company.

The service received by these clients is questionable and most clients will have lost trust and faith in the debt management plan. It may be likely that you have been mis sold your debt management plan and you may very well be in a far worse position than you were when you entered the arrangement.

The Financial Conduct Authority  found the company were applying spurious debt management services that were not in the clients best interests. If you have been in a debt management plan with Personal Debt Helpline and are worried about whether you are in the correct debt solution, call us for a chat and we’ll review your circumstances.

It is no surprise that a high proportion of Debt Management Companies have run into difficulties.

They don’t meet the criteria regarding the standards of service.

Apart from Personal Debt Helpline, there are many other debt management companies whose directors are looking to exit because of the risk of being sued for Mis selling Debt Management Plans.

We will be able to assist you with making a claim against the Financial Services compensation scheme. The claim itself could take between 7-12 months. But would be worthwhile making the application for.

If your circumstances are in a mess because of Personal Debt Helpline failure then as frustrating as it is we need to start again with a fresh fact find and income and expenditure and consider what moves you are able to make from your current position.

If you are considering bankruptcy, we will help you throughout the process and submit your application online. Court appearances for bankruptcy are no longer required. Feel free to call us on 01425 600129 to speak about your circumstances.

Personal Bankruptcy Help

Bankruptcy Advice



Are you looking for personal bankruptcy help?

If you feel that you have no hope when it comes to paying off your debts within a reasonable timeframe, it is likely that you may need personal bankruptcy help.
This is a legal procedure for people whose circumstances and situations are unlikely to change in the future.

Bankruptcy isn’t right for everyone though so the best thing you can do right now is to give us a call so we can discuss your options and make sure that this is the most suitable route for you.
Unfortunately, sometimes the debt just takes over but you need to take control of the situation and get things back on track. Once you are bankrupt your creditors, by law, must then stop calling you, or harassing you.
The threatening letters will be gone and the daily post, phone calls or a knock at the door won’t be people chasing you for money.

Don’t let your creditors take you through the court system or wait for the Bailiff to come knocking at your door. Your personal debts or your unsecured debts (personal loans, credit cards and mobile phone account debts to name but a few) are all cancelled out if you decide to take out a personal bankruptcy.

We simply provide a seamless and straight forward service from preparing all the relevant paperwork through to organising the court appointment. You will have everything you need in order to make an informed decision. Your peace of mind and satisfaction is our main objective.


Are you looking for personal bankruptcy help? Call us today on 01425 600129





Personal Bankruptcy Services




Are you looking for personal bankruptcy services?

There are a lot of companies out there presenting this service. As there are no FCA regulations or guidelines in place governing debt advice, how do you know who to trust?

We believe this all comes down to 3 things; experience, professionalism and customer satisfaction. Not only have we been doing this for many years with distinction, but our clients are delighted with the help they receive from us. We guarantee personal satisfaction and challenge you to find a better service.

Don’t let your creditors take you through the court system or wait for the Bailiffs to come knocking at your door. Your personal debts or your unsecured debts (personal loans, credit cards, etc.) are all liquidated if you decide on personal bankruptcy. To understand more about the options and to put together a plan of action, give us a call today.

Once bankrupt your creditors are obliged by law to stop contacting you. The threatening letters will stop and you can start to live your life again knowing that your daily post, phone calls or a knock at the door will not be people chasing you for money.

If you are looking for personal bankruptcy services call us now on 01425 600129

Get Out Of Debt Free

Bankruptcy Advice
Bankruptcy Advice



Are you ready to get out of debt free?


If you answered yes to the above then the time to address your financial situation is imminent.

Let’s focus on that word FREE. They say nothing in life worth having comes for free right.
Well they were wrong. If you are struggling to make those credit card or loan repayments, tired with dealing with the banks and debt collectors or even had to take out a payday loan to make ends meet – we want to hear about it. It’s time to let go of any frustrations or guilt that you may have surrounding your debt problems or spending habits. There was no malicious intent here. You were living the dream just like everybody else was.

There is light at the end of the tunnel. We know how to handle the people who are chasing you. We understand the documentation that they require and we are experts in challenging their procedures. In our experience, it is often the case that the situation is not quite as bad as it may seem.
It’s important to remember that every problem has a solution.

Can you imagine being able to do anything you want with the money you make because you are debt free? Living debt free is one of the most important things you can do in choosing to live a simpler, stress-free life.


We are proud to announce that our clients are always happy with the outcome we provide for them.
Whatever personal debt you have – get ready to say goodbye to it for good!

The time to get out of debt free is now, call us today on 01425 600129

Family Business in Crisis



Is your established family business in crisis where you know its heading in the wrong direction?

This is often  difficult situation to face especially for a family business that has been trading a significant amount of time.

Although these are often very difficult conversation to have you be be assured that we are discreet, sensitive and understanding. Very importantly experts at negotiating for an on behalf of clients who are in the position where they are having to negotiate and handle situations from a position of weakness.

We provide a straight forward approach with the ability to take into consideration all the elements of the problem area and deliver options for you to discuss and come up with a plan that you are comfortable with.

Management is the key word. Particularly if the decisions are critical to the business survival.
The most important legacy a family can leave behind is a capable and committed next generation, acting as change agents and bringing forth new perspectives and perceptions on business and family life.
Sustaining this legacy is of course imperative for ongoing survival.


It’s all too easy to avoid sensitive issues and difficult decisions, especially if there are a lot of processes involved and you may feel that the problems may correct themselves. Sadly, a lot of the time that is not the case.

Informing and motivating staff during a crisis is vital and this must be communicated across the whole team. Try not to isolate non family members as everybody likes to understand what is going on and know what is expected of them. This is when the whole company needs to pull together and stand strong as a unit. Discussing things as a family only can cause conflict or hostility around others.

If you have a long term strategy, use your industry knowledge and wealth of experience to your advantage, communicate the trust and lead by example, you will certainly be on the right path.
There are a lot of competitive advantages to running and owning a family business so they need to be the main focus. We appreciate though that sometimes it is hard to make a positive contribution during these difficult times.

If you are looking for help or guidance because your family business is in crisis, call us now on 01425 600129

Bankruptcy Services Companies





Are you ready to take the bankruptcy step?

It really isn’t as dramatic as it sounds. Nobody ever plans to be in this position but these things happen and before you know it, the debt is on top of you or has taken full control.
You shouldn’t have to deal with threatening calls from creditors or worry about your belongings being repossessed. Life can be hard enough so we don’t need debt collectors making it tougher.


You can do something about it though. Don’t let your creditors take you through the court system or wait for the Bailiff to come knocking at your door. Your personal debts or your unsecured debts (credit cards, store cards, personal loans, utilities or mobile phone account debts to name but a few) are all cancelled out if you decide to take the bankruptcy step.

To understand more about how this option can have a positive impact on your circumstances, or to identify the cause of your difficulties and formulate a realistic strategy – give us a call today.

Once you are bankrupt your creditors, by law, must then stop calling you, or harassing you. The threatening letters will stop and you can start to live your life again knowing that your daily post or phone calls won’t be people chasing you for money You can also open your front door with confidence. Imagine it being someone there that you actually want to see or were expecting to hear from.

Are you ready to remove the financial strain from your life and finally make things a lot simpler than they were before? Of course you are. You wouldn’t be reading this if you weren’t.

Now – you are you ready to take the bankruptcy step so call us now on 01425 600129


bankruptcy couts imagesPRIVATE ADVOCATE


Are you looking for the services of a Private Advocate?

If you need to have your voice heard on issues that are important to you then you have come to the right place. We believe that everybody has the right to have their views and wishes genuinely considered when decisions are being made that affect them and their lives, or their wellbeing needs safeguarding or defending.

Whatever your needs or requirements, we are here to help you explore those choices and help you identify the best options that are available for you, based around the circumstance of your concerns or desires of course. Perhaps you need to access certain material or an important letter needs writing.
Maybe you need someone to go with you to a meeting or an interview or even a court related incident or procedure for example.

We can provide support and guidance on a wide range of issues and will help you stand up for your rights when you experience problems around many varied situations. We have a proven track record in helping people to be heard and having their views taken into account.

We will support you when making those informed decisions and ensure that your voice is heard. This can include making sure you have the information you need, raising concerns on your behalf and representing your views, where necessary.

Do you find it difficult to make your views known or are in a situation now that you feel is unjust or unfair and you need help from someone to get your point across or stand up for your character?

It sounds like you require the services of a Private Advocate, call us now on 01425 600129

Get Out Of Debt



Are you ready to get out of debt?


If you answered yes to the above question then I believe it may be time to address your finances.

The first step is honesty and acknowledgement. This involves sitting down and working out exactly what it is that you owe and who you owe that to. Of course you can watch your daily spending, set yourself a budget and organise all your bills but sometimes, that is easier said than done.

Don’t allow the stigma to enter your head. Everybody’s circumstances are different. Every situation is diverse and complicated. There is no shame in being in debt. These things just happen and are out of our control. Bad things always happen to good people.

Release the stress and the burden and imagine what life would be like if you no longer had these money worries hanging over you. It feels pretty good doesn’t it?
That doesn’t have to be a pipe dream. There are many solutions to get out of debt and we know them all.
After a conversation with us you will have the peace of mind of knowing them too.
We also know you will be pleasantly surprised at how straight forward and stress-free some of those solutions are as well. Whatever your personal debt situation maybe, we will give you the confidence you need to obtain the resolution you desire.
We are proud to state that we are specialists in making these problems go away. In fact we happily challenge you to find a more efficient and professional service!

Our communication and professionalism is simply your satisfaction and debt closure.
The time to get out of debt is now, call us today on 01425 600129



Bankruptcy UK

Bankruptcy UK